Articles of interest
Vitamin D Overdose Prevention
Vitamine D is called the "sunshine vitamin", keeps us healthy as it is obsorbed through our skins. If your body doesn’t get enough vitamin D, you’re at risk of developing bone abnormalities such as soft bones (osteomalacia) or fragile bones (osteoporosis). BUT WAIT......

How to survive a divorce financially
Divorce is ranked in the Top 3 most stressful events in a person’s life. No-one enters a marriage envisaging that it will end, but for many, this is the sad reality. While divorce forces us to face many emotional challenges, there are some very practical and...
The December “Wallet Diet”
Don’t save what you have left after spending every month. Spend what you have left AFTER saving! That is how you become wealthy. The majority of South Africans go on holiday with their December salaries and if they were lucky, a Christmas Bonus. You might know what it...

From Carol’s Desk
Live Life. Breath. Rise and Smile. Have a blessed Women’s month to all the beautiful women! Walk tall and be proud of being a Woman! Summer is creeping closer and soon, we will expose our fair skins, summer outfits and the consequences of our comfort eating and couch...
Provident Fund or a Pension Fund – Do you know the difference?
"You are extremely lucky if your company offers you a Provident or Pension fund as part of your package, especially in a country where we have one of the lowest saving rates in the world. Due to our busy lifestyles, we tend to skip through important detail and make...
What did South Africans claim for most often in 2016?
It is unlikely that it would surprise anyone to reveal that it is Cancer and Cardio-Vascular conditions. Why would we remind you of this, when just thinking about it is enough to give anyone heart palpitations?! We know, we know... It’s a worry, but the good news is...
Milk, bread and oh yes, update my beneficiary nomination
What does your financial “afterlife” look like? Not many of us like thinking about death — especially our own. But making plans for what happens after you’re gone is really important for the people you leave behind. True Story: An Employee on one of our funds passed...

Why is everyone suggesting I “pay myself first”?
The concept of paying yourself first is something we have been recommending for years. In fact, it is the very first step we suggest our clients take when prioritising their financial wellness. Simply put, we teach clients to save money before they spend it, instead...