Email Disclaimers

Legal Disclaimer:

‚ÄčThe information contained in this document does not constitute advice by the Liberty Group Limited, Envestpro, or any of their affiliates. Any legal, technical, or product information contained in this document is subject to change from time to time. If there are any discrepancies between this document and the contractual terms or, where applicable, any fund rules, the latter will prevail. Past performance cannot be relied on as an indication of future performance. Investment performance will depend on the growth in the underlying assets, which will be influenced by inflation levels in the economy and prevailing market conditions. Any recommendations made must take into consideration your client’s specific needs and unique circumstances. Please note that any views or opinions presented in this email are solely those of the author and do not necessarily represent those of the Liberty Group Limited, Envestpro (Pty) Ltd, or any of their affiliates.

Legal Confidentiality:

This e-mail and any attachments thereto may contain confidential and proprietary information and may be protected by provisions of law. This information is intended only for the attention and use of the named recipient. If you are not the intended recipient or if this message has been addressed to you in error, please immediately notify the sender by reply email and then delete this message (including any attachments) from your system. If you are not the intended recipient, you are hereby notified that any use, disclosure, copying, distribution, storage, or dissemination or any action taken or omitted in reliance on this email and its content is strictly prohibited and may be unlawful. Neither Envestpro (Pty) Ltd, the Liberty Group Limited, nor any of their affiliates, nor the author of this email will be liable for any unauthorised use of, or reliance on, this email message or any attachments. E-mails cannot be guaranteed to be secure or free of errors or viruses. No liability or responsibility is accepted for any interception, corruption, destruction, loss, late arrival or incompleteness of or tampering or interfering with any of the information contained in this e-mail or for its incorrect delivery or non-delivery or for its effect on any electronic device of the recipient.